• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us

Est. 1973

Call Us CALL US TODAY | 800-247-1734
Home
  • Home
  • Get a Quote
    • Camps & Clinics
    • Leagues & Tournaments
    • K-12 High School
    • Intercollegiate
    • Special Events
  • Customer Service
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Us
    • Employee Directory
    • Our Location
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Sports Insurance for Leagues
MONDAY, DECEMBER 30, 2019

Sports Insurance for Leagues

sports league insuranceSports insurance is incredibly important for sports leagues. If you’re running an amateur or youth sports league, you and your employees face a lot of liability risks. It’s crucial to keep your league and its participants safe.

Around 87% of parents in 2019 admitted to worrying about their children being hurt during youth sports, and for good reason. Around 3.5 million children in the US are injured during organized sports. Investing in sports insurance for your league can ensure the league’s athletes receive the medical treatment they need in case of a sports-related injury.

What Does Sports Insurance Cover?

  • Accident. If a participant is injured, accident insurance assists with paying the medical bills. This is important for any sport, especially contact sports. This may also reduce the likelihood of a lawsuit due to the injury.
  • General Liability. General liability covers bodily injury or property damage that occurred due to negligence of the league. It helps cover legal costs in case of claims.
  • Directors & Officers Liability. Directors and Officers provides coverage in case claims are filed against a director or officer employed by your league. Claims can involve inappropriate conduct or discrimination.
  • Property Protection. The league’s training facilities will need insurance to protect against weather, theft and vandalism. Property protection can help pay to repair the damages.
  • Equipment Coverage. Sports equipment can be expensive. If it’s lost, damaged or stolen, equipment coverage can help replace it.
  • Crime. Crime insurance protects the league when an employee or volunteer embezzles money.
  • Workers Compensation. Most operating businesses are required to have workers compensation. Workers compensation provides money for medical expenses and protects in case of a claim due to employee injury. While some volunteers and contractors aren’t required to have workers compensation, it’s up to the league owner’s discretion.
Sports league owners may also consider commercial auto insurance if they use vehicles to transport participants or equipment.

How to Prevent Legal Claims in a Sports League

There isn’t always a way to avoid accidents, but there are precautions you can take to make your sports league as safe as it can be for everyone involved.
  1. Interview and vet coaches carefully. Background checks are important to ensure you’re hiring coaches and volunteers that are safe and trained. Also consider investing in sexual misconduct liability insurance.
  2. Train coaches in basic safety. In 2016, only 29% of coaches knew basic CPR and first aid. Only 32% were trained in general safety/injury prevention and 30% in concussion management. Providing training to coaches can help prevent injuries and insure injured participants get the help they need faster.
  3. Take safety measures. Each league has its own unique risks. A football league should invest in sturdy helmets, leg and shoulder pads, mouthguards, etc. Although soccer players wear less padding, they should still have athletic cups, chest protectors and shin guards to protect them. This isn’t an extensive list of what league participants should have for protection and protection necessities vary per sport.
  4. Defuse rowdy situations. If kids are growing rowdy and starting to rough house, break it up before it causes injury. Also train coaches and volunteers to step in.
  5. Have strict safety measures. Having strict safety measures the participants must follow will make it easier to keep them safe. Participants should remove all jewelry before participating, stretch before workout and have a firm understanding of proper techniques to avoid injury.
  6. Have an emergency plan. Along with participants following safety measures, make sure they all know the process of an emergency plan. Have a safe place to go in case an emergency occurs that all participants know and can reach when needed.
Posted 4:27 PM

Tags: sports league insurance, youth sports insurace, youth league insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • sports insurance(43)
  • youth sports insurance(29)
  • insurance(17)
  • liability insurance(12)
  • youth camp insurance(11)
  • special event insurance(11)
  • bene-marc(10)
  • sports league insurance(7)
  • pta insurance(7)
  • sports camp insurance(5)
  • pto insurance(5)
  • booster club insurance(4)
  • youth league insurance(4)
  • camp insurance(3)
  • summer(3)
  • sports clinic insurance(3)
  • college sports insurance(3)
  • youth baseball insurance(3)
  • bene-marc insurance(2)
  • youth football insurance(2)
  • safety tips(2)
  • sports(2)
  • d&o insurance(2)
  • injury(2)
  • travel insurance(2)
  • coverage(2)
  • youth sports insurace(2)
  • business insurance(2)
  • property insurance(2)
  • camp(2)
  • p e coaches(1)
  • traveling(1)
  • k-12 pe programs(1)
  • school event(1)
  • team safety(1)
  • pta(1)
  • sports inusrance(1)
  • pta events(1)
  • k-12 insurance(1)
  • advertise(1)
  • summer programs(1)
  • sport(1)
  • protection(1)
  • amateur sports coverage(1)
  • youth(1)
  • school events(1)
  • leagues(1)
  • wedding insurance(1)
  • sexual misconduct liability insurance(1)
  • intercollegiate sports insurance(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Google+
 
graphical user interface, application, website

Resources

Home About Us Get a Quote Customer Service Contact Us

Contact Us

Map
  • 6301 Southwest Blvd, Suite 101
  • Ft. Worth, TX 76132
  • Toll Free: 800.247.1734
  • Local: 817.738.6899
© Copyright 2019. All rights reserved.