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Home > Blog > Sports Insurance for Leagues and Tournaments
FRIDAY, MARCH 31, 2023

Sports Insurance for Leagues and Tournaments

Sports leagues play a vital role in the athletics industry by managing essential functions like scheduling competitions, coordinating championships and enforcing rules and regulations. Tournaments are also crucial in the athletics industry, as many teams come together to compete. However, these responsibilities expose them to risks such as injuries, property damage and other liabilities. 

The appropriate insurance can offer financial protection for sports leagues and their participants. With the right insurance plan, athletes and spectators can have peace of mind, knowing their interests are also safeguarded. The professionals at Bene-Marc Inc. can assist sports leagues and tournaments in obtaining comprehensive insurance coverage. 
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What Types of Sports Insurance Are Available? 
Available insurance options include the following: 

  • General liability insurance—This type of coverage protects sports leagues if a third party, such as a participant or spectator, files a lawsuit alleging bodily injury or property damage caused by the organization. The policy may help compensate the third party for financial losses and cover the league’s legal expenses. 
  • Commercial property insurance—Sports leagues are responsible for various property types, including buildings and sports equipment. Property insurance can provide coverage for damages caused by covered events such as fire, theft or vandalism.  
  • Accident medical insurance—This type of coverage can help cover medical expenses if a participant is injured during an event. It may function as primary insurance if the injured party does not have health insurance or may supplement existing coverage. 
  • Directors and officers (D&O) insurance—This type of coverage can provide financial protection for directors and officers of sports leagues against legal action resulting from their decisions.  
  • Employment practices liability insurance (EPLI)—This type of coverage may offer coverage for claims of improper employment practices such as harassment, discrimination and wrongful termination. 
  • Employee dishonesty insurance—This type of coverage can help protect sports leagues from financial loss due to employee dishonesty, embezzlement or fraud. 
  • Workers’ compensation insurance—This type of coverage helps pay for medical expenses and provides wage replacement to employees who suffer job-related injuries or illnesses. 
  • Commercial auto insurance—If sports leagues or tournaments use vehicles as part of their operations, commercial auto insurance can provide coverage in case of an accident. 

Sports leagues and tournaments may have diverse needs requiring other insurance coverage. Bene-Marc’s agents can help build an insurance plan tailored to their requirements. 

How to Get Insurance for Leagues and Tournaments 
At Bene-Marc, our agents specialize in sports and special event insurance and can assist organizations in finding the right coverage while working within their budget. Contact Bene-Marc today for more information or a quote. 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.  

Posted 5:12 PM

Tags: sports insurance
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