Contact Us
800.247.1734
Navigation

 

  Camps/Clinics & Booster Clubs   Leagues & Tournaments   K-12 High School  

  Colleges   Special Events   PTO Today &
Specialty Programs
 

When managing a sport, you have to guarantee the safety and well-being of the team. If an incident causes harm to a player or even a spectator, the team could be responsible for the damages. They might even have to compensate the harmed party for the damages.

Liability insurance can help you face damage claims that may impact your team. Coverage can reduce your chances of financial losses, even if damages were unavoidable.

Your agent can help you determine how to assemble a liability package to better meet the needs of your team. Coverage options may include:

General Liability Insurance

These policies are best explained by their names. They cover the general risks associated with your team. These may include property damages or losses to team members’ personal belongings. Importantly, these policies often cover injuries or harm that your players and even spectators might sustain.

Make sure your policy addresses risks to team members, spectators and their property.

Accident Insurance

No general liability insurance policy is airtight. It may have exclusions, or coverage levels may not be high enough to cover the most severe cases of injury.

Accident coverage can often extend to many medical risks resulting from sporting accidents. These policies can often increase the standard level of coverage. That way, they can better accommodate the medical insurance needs of an injured party.

Travel and Commercial Auto Insurance

If a team travels, it faces risks on the road. Travel insurance can help accommodate some emergency medical situations participants might experience. Furthermore, it can also help cover the costs of lost or damaged property.

Also, you might need to carry commercial auto insurance when transporting the team. These policies come with high coverage levels, usually including bodily injury liability coverage. They can better protect the team’s assets when on the road.

Professional Liability Insurance

Management exists to help the team avoid potentially risky situations. That’s why the team could experience harm if the managers make a poor professional decision. Professional liability insurance can help a team recover in case bad advice or services lead to damages.

Always remember that the best way to avoid team damages is to encourage a responsible environment. Carefully keep records of your team’s special needs, and their personal property. Doing so can help you demonstrate your commitment to safety, so an insurance company has no reason to assume negligence if an unfortunate accident happens.

We have coverage for you. Bene-Marc, Inc. can help you get a sports insurance policy to meet your unique needs. Talk to one of our agents about a fast, free quote right now. Call us at (800) 247-1734 for more information.

Posted 3:46 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
 



 
  Our Company Services Contact Us More Help
  Home
Who We Are

Customer Service
Get A Quote

Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook Twitter LinkedIn Google+
6301 Southwest Blvd, Suite 101 | Ft. Worth, TX 76132
Phone: 800.247.1734 | Phone: 817.738.6899
Powered by Insurance Website Builder

Join Our Newsletter FAQ Refer A Friend