Summer sports camps usually are not in business for the money. They’re there to provide enrichment.
Often, these camps serve important purposes for those who work there. For example, many college students use summer camps to learn coaching and teaching skills that they can parlay into their future careers. In many situations, these situations are as good for them as they are for the kids.
Those at the top have to see to the security of those who work under them. Protecting volunteers and employees should remain one of your priorities. Providing them with appropriate insurance coverage can prove beneficial.
Volunteer Insurance for Sports Camps
Think about how workers interact with players at sports camps. They might teach strategy, run drills and also offer critical advice. When adults interact with young people, you expect them to act with professionalism.
Still, even with good intentions, employees might make mistakes that harm others. Should that happen, players or their families might the camp to compensate them for personal harm or other losses. To offer this compensation, the camp might turn to a few of different insurance policies. Most of them fall under the jurisdiction of liability coverage.
- Bodily injury coverage: If someone alleges that a camp counselor caused harm to them, this coverage can help pay medical bills, legal costs and more.
- Property damage protection: Breaking personal property might mean you have to pay for it. Use this coverage to compensate someone else for their losses.
- Professional liability insurance: Covers on-site professionals like medics or clerical staff. Covers them if they make a mistake while helping participants.
- Abuse and molestation liability coverage: No one wants to face allegations like this. However, if it does happen, coverage can help the camp respond to the claim appropriately.
- Special events liability coverage: During non-standard camp days, like field trips, this coverage can make sure employees and participants have coverage.
This coverage can usually extend to everyone involved with the camp. However, policyholders must tell their agents how and why they use camp employees. You will likely need to state whether you use full-time workers, volunteers or both. Noting the difference will help your agent tailor coverage to all your employees.
Still, even once you get insurance, don’t leave the camp open to hazardous risks. Institute hiring and training practices. Also put in place guidelines, to make sure employees behave in a way that creates a safe camp environment. With a little care, you can make everyone in your camp that much safer. Contact the team at Bene-Marc to help protect your volunteers!