WEDNESDAY, NOVEMBER 16, 2022
Youth sports camps are essential to the growth and development for many children across the United States. These programs not only give young athletes the ability to exercise, practice and compete, but they also provide invaluable learning opportunities for socialization, collaboration and dedication. However, while youth sports camps have various positive aspects, many risks and hazards could lead to serious injuries and substantial losses and damages.
Fortunately, Bene-Marc, Inc is here to help protect your program. Our agents have nearly 50 years of specialty experience providing insurance policies explicitly geared toward youth sports teams and camps.
Who Needs Youth Sports Camp Insurance?
Incidents at sports camps can happen at any time and affect anyone. Even elite young athletes may be susceptible to significant injuries. Regardless of what sport(s) your program specializes in, what ages you work with or how diligent you are in implementing safety precautions, all youth sports camps must strongly consider acquiring adequate insurance.
In most cases, Bene-Marc, Inc can offer this type of coverage to sports camps or programs. We currently work with hundreds of universities, schools, camps and tournaments in all 50 states.
What Does Youth Sports Camp Insurance Cover?
Although there may be significant variance in the insurance needs and, therefore, ideal policies for different programs, adequate youth sports camp coverage generally includes financial assistance for the following:
- Medical expenses—If an athlete or other party is injured during a competition or while practicing, your coverage can help pay for their medical expenses.
- Disability benefits—If an injury suffered at your camp leads to a temporary or permanent disability, your insurance may be able to provide financial assistance for disability benefits.
- Death benefits—If an accident at your camp proves fatal, this coverage may provide funds for funeral arrangements and other compensation.
Youth sports insurance can be customized to suit your program’s specific needs and circumstances. While most policies include coverage for athletes, you may be able to augment your coverage with additional protection for the following parties:
- Managers and coaches
- Umpires and referees
- Other members of your program (e.g., equipment managers, scorekeepers, trainers, volunteers, etc.)
In addition to providing coverage during competitions and other camp functions, your policy may apply to insureds traveling to and from team-sponsored and -supervised activities.
Get the Best Coverage
With over 150 combined years of experience and knowledge, Bene-Marc, inc understands the insurance needs of sports programs in many locations and situations. We will help you understand your options before building an ideal policy.
Contact us using our website or call us at 800-247-1734 to get started.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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