Playing a sport means meeting with competitors. Meeting a competitor team or organization often means traveling. Travel is just a part of life when you play sports, particularly as you advance as a competitor.
You can often think of playing a sport as being similar to a business obligation. You have a game you need to attend. You need to protect your assets while you get there. Your assets can include equipment, money, the team itself and other managers.
Most sporting organizations have sporting insurance to protect their liabilities while they play. If your team travels frequently, then various forms of travel insurance are available. This type of insurance protects your team and your other materials while you are on the road.
If you travel to compete, consider three questions to get travel sports insurance:
Where are you going?
Will you be traveling only in-state? Will you cross state lines for the game? Does your team leave the country at any time?
Each destination and travel time comes with its own risks and liabilities. Where you travel has a lot to do with determining what levels of coverage you need.
How will you get there?
Different methods of transportation have different risks associated with them. Obviously there are different risks associated with taking a plane as opposed to taking a bus. You can often tailor sporting travel insurance to address your plans in detail.
However, policies can even be more specific. You may not think there is a difference between taking a bus, carpooling or requiring self-transportation to events. But, even road vehicles have different liabilities. Your liabilities associated with all the different methods of travel are different.
What will you take with you?
Equipment, protective gear and other materials like paperwork are valuable assets to your team. They will help you play optimally during the game. They are also quite expensive parts of your inventory.
You can’t afford to lose these items or let a travel incident damage them. You can safeguard losses with travel insurance that protects personal property.
There are many coverage assets to sports insurance that protect property, liabilities and risks. Many providers can help you tailor policies to address:
- Emergency medical treatment
- Death and dismemberment protection
Besides these coverage areas, sports travel insurance can cover additional aspects of your travel. Bene-Marc, Inc. is here to help you understand these policies. Contact us today to learn more. You can also call us at (800) 247-1734.