No one can deny that sexual harassment and misconduct occur in social settings every day. When these incidents occur, they can prove devastating to victims and enterprises alike. One area of particular risk is within sporting organizations, such as youth leagues. What can you do to protect your team in case a problem occurs?
Many sports teams can enjoy protection like Sexual Misconduct Liability Insurance. With coverage, you’ll provide important protection for both team and participants.
Sexual Misconduct Within Sports Teams
Unfortunately, sexual predators often pretend to be sports professionals to prey on children. By creating an impression of trust, they can find disturbing ways to victimize those who should be able to rely on them.
These predators might pose as team doctors, coaches or volunteers. Each position allows easy access to participants in multiple instances. Once they infiltrate the organization, they can often act stealthily to target victims. It’s a sad fact, but too many teams do not realize the impact of the crime until it has reached disastrous proportions. After that, the resulting damage might prove insurmountable.
You don’t want such occurrences to happen on your team. However, picture a worst-case scenario where the threat slips through undetected. What can you do to help the team and the victims recover?
The Benefits of Sexual Misconduct Liability Insurance
Allegations of sexual improprieties on your team might have far-reaching effects. All told, in the event of an occurrence, your team could face reputation and financial ruin.
Rather than leave the organization vulnerable, carry a sexual misconduct liability insurance policy. Coverage often insures your group against:
- Claims of sexual assault, harassment and molestation
- Physical abuse claims
- Threats or perceived threats of violence
- Other acts of impropriety as defined by your policy.
Your insurance policy can help you compensate the affected victims. Therefore, your policy can allow address the critical needs of those harmed while in the team’s care. By default, the team can better cope with such damaging allegations itself. Coverage can thus lessen the risk that the team cannot recover from the incident. All parties will be able, in these cases, to get the help they need to recover.
So, don’t hesitate to ask one of our agents at 800-247-1734 about the benefits of sexual misconduct coverage. We’ll help you determine a targeted level of protection to meet the unique parameters of your team. Therefore, you’ll assume accountability for your group’s security.
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