I don't know the exact number of participants in my camp. How should I fill out the application where it asks for the number of campers? Simply estimate the anticipated number of campers. If you have held camps in previous years, you can use those numbers to estimate your premium. After your camp is completed, return the audit forms that are included with your medical information. You can fill out the exact number of participants and remit any additional premium at that time.

How do I multiply the number of days and number of participants to arrive at the proper premium for my camp(s)? Using the following formula will enable you to arrive at the proper premium. First, multiply the number of participants by the daily rate of either $.65 for youth commuters or $.85 for youth overnight campers. After you have your daily rate, then multiply it by the number of days in your camp session. Example: I have 80 resident youth campers for four days in one session and 100 youth commuters for five days in my second session. What is the premium? 80 X $.85 = $68.00/ day $68.00/day X 4 =$272.00 for session one 100 X $.65 = $65.00/ day $65.00/day X 5 = $325.00 for session two Total premium for both sessions $597.00.  This example is for youth, boys and girls, nationwide. For specific costs and further details of the coverage, including exclusions, any reductions or limitations and the terms under which the policy may be continued in force, see your agent or write to the company. The rates are illustrative only, a person should not sent money to the insurer of the health benefit in response to the advertisement. a person cannot obtain coverage until the person completes an application for the coverage and benefit exclusions and limitations may apply to the benefit plan. General Liability is placed with a Surplus Lines AmBest A+ Carrier or Markel Insurance Excess Accident Medical written by The Hartford, American Insurance Group (AIG), or Markel Insurance Company.

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