| The
first part of this program includes General Liability, which
in most cases, is also a requirement for the Director to
secure a camp venue. Comprehensive General Liability
includes: |
| $1,000,000 policy for bodily injury and
property damage |
| $2,000,000 aggregate |
| Coverage includes participants, spectators,
and members of the general public |
| Liability for premises owned or rented to the
insured |
| Liability for all operations and activities
necessary to conduct the camps or clinics |
| Optional benefits include: non-owned auto,
physical abuse and molestation. |
|
General Liability is placed with a Surplus Lines AmBest A+ Carrier or Markel Insurance
|
| |
| The
second half of the program is Excess Accident Medical and Accidental
Death & Dismemberment, which includes: |
| $50 standard deductible (Higher and lower
deductible rates available) |
| $100,000 maximum for any one accident incurred
by an insured person for medical care which results from
injuries that occurred while participating in a covered
activity |
| Accident and sickness medical benefits are
excess to any other valid and collectible
coverage |
| The plan pays reasonable and customary
expenses incurred within 52 weeks of the date of the accident.
The first expense must be incurred within the first 26 weeks
of accident date. |
| Dental treated as any other
injury, except AIG has a $250.00 limit |
|
$5,000 Accidental Death & Dismemberment
|
| $1,000 sickness benefit for overnight camper
with $50 deductible |
|
Excess Accident Medical written by The Hartford, American Insurance Group (AIG), or Markel Insurance Company.
|
| |
|
For specific costs and further details of the coverage, including exclusions, any reductions or limitations and the terms under which the policy may be continued in force, see your agent or write to the company.
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|
Contact a Bene-Marc specialist.
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